advice

3 College Finance Tips for Scared Students (and Their Parents)

More than 80% of parents of 16- to 18-year-olds believe college is important to their child's future -- and a similar number are worried about how to pay for it. Here are a few tips that could make solving the college financing puzzle a little easier.

7 Small Mistakes That Will Hurt Your Credit Score

Most people understand that a bankruptcy or foreclosure will tank their credit score, but there are plenty of small mistakes you can make that will turn a good score into a mediocre one. Here are seven of the more common errors, plus tips on how to avoid them.

5 Offbeat Ideas for Saving on Gas From Our Readers

Gas prices are going up again, and it feels a lot like Groundhog Day: Same old problem, and media outlets are dispensing the same old advice. Not us! Here are the most interesting and innovative ideas our readers offered for reducing your pain at the pump.

5 Tips for Writing an Insurance Appeal

Last week, we showed you how to check your hospital bill to make sure you weren't being overcharged. This week, we'll show you what to do when your insurance company refuses to pay.

All the Heart, Half the Cost: Your Budget Valentine Ideas

In search of gifts that say more about the heart than the wallet, we asked our readers for inexpensive but meaningful ideas for Valentine's Day. They came through with a number of fine ways to demonstrate your love without busting your budget.

Mark Zuckerberg's 6 Secrets for Success Revealed

Facebook's initial public offering has focused yet another spotlight on its founder, Mark Zuckerberg. But beyond the IPO hoopla, there's another, quieter story to be found in the wunderkind CEO -- the lessons that can be gleaned from his life.

6 Strategies for Young Adults to Save More in 2012

Saving doesn't come easily for us young adults. Entry-level salaries don't give you a lot to work with, and we tend to spend what we make. But don't worry: We're not doomed to frivolity and financial ruin. Here's how you can start saving smart.

Readers' Tips for Financial Revival, Part 1: Smart Saving

A few weeks ago, we asked DailyFinance readers for their best tips for putting your financial house in order. Many were quick to note that the foundation of financial security lies in being ready when disaster hits. Here are some of their best suggestions for planning for those rainy days.

How Did You Do It? Share Your Money Success Stories

The start of a new year is a traditional moment for turning over a new leaf -- but real change doesn't come easy. With that in mind, we're asking you, our readers to share your best financial planning stories, tips and secret strategies.

3 Financial Resolutions That Are Easy to Keep

2012 may not be the year you strike it rich, but you can make it the year you start making smarter financial decisions using the technology at your fingertips. Start with these three small moves that can save you some serious money.

8 Survival Rules for Black Friday Shoppers

Switch on the TV or open the newspaper today, and you'd think there was only one day a year to get bargains: Black Friday. But if you're not careful, the year's most-hyped shopping day can be filled with traps. Here's how not to get bamboozled.

Free Retirement Help You're Probably Ignoring

More workers now have access to professional retirement planning advice through their employers' 401(k) providers, but three-quarters of them aren't taking it. Here's a guide to making the best use of that free, unbiased advice and tips on what to ask the financial planners.

Money and Happiness: Laura Rowley Helps You Find Both

For 25 years, journalist and author Laura Rowley has helped people navigate the minefield of personal finance and explored the relationship between money and happiness. In her DailyFinance column, she aims to help you make enlightened decisions about your money -- and your life. Need some advice? All you have to do is ask.

How to Face Your Budgeting Fears and Take Control

In the midst of a divorce, a mom of five faces a financial horror story: $40,000 in credit card debt, a huge mortgage payment and minimal college savings -- and she has no idea how to budget. DailyFinance's Laura Rowley offers a few ways she can begin her escape from the financial twilight zone.

This Family Needs a Post-Unemployment Debt Reduction Plan

After a long spell in which one or both spouses were unemployed, a couple with three kids finds themselves $50,000 in debt. Now, with wife and husband back at work, they're aiming to get all their financial pins in a row and bowl a strike. DailyFinance's Laura Rowley offers a strategy for success.

Divorced Mom: How Do I Rebound Financially?

Splitting up makes a mess of your finances,as Lynn, a nurse living in Florida knows all too well. Her 2008 divorce from her husband of 28 years left her in debt, with bad credit, and with limited financial skills. She's already begun to dig out, but she needs a better plan.

What to Do When Credit Card Bills Devour Your Paycheck

Credit card debt is tough to avoid -- and tougher to escape. We received an email from a reader who owes $20,000 on her cards, and spends a third of her income on those payments. Credit expert John Ulzheimer offers a legitimate method for her to reduce monthly costs and get out of the red.

How to Score the Right Credit Card for You

Credit card banks know plenty about you -- but what do you really know about them? CreditKarma.com wants to give you the inside scoop on which cards cater to whom, so you'll be able to find the best fit for you -- and avoid having your credit report dinged by turn-downs.

Helping a Caregiver Climb Out of Debt

Joe did right by his mother in her declining years, but half a decade of expensive care for her has left the 53-year-old in a financially precarious position. Money and Happiness columnist Laura Rowley offers him a step-by-step plan to get out of debt and back on track for his own retirement.

Advice on Juggling Higher Bills, New Business

Cassandra and her husband have seen major life changes in the past few months: A new house in the NYC suburbs, bills that suddenly exceed his salary, and a new business for her. But though her consulting firm is thriving, now she's got a different problem: how to properly take money out of it. DailyFinance drafted an expert to help.

Advice for a Compulsive Shopper

A compulsive shopper splurges on her credit cards and then hides the purchases from her spouse. She wants to stop. Dr. David Krueger, a former psychiatrist and author of the new book "The Secret Language of Money offers" some advice.

How to Protect Yourself From Investing Scams

On the one hand, the volatile stock market has some investors looking for "safety." On the other, stock market losses have led some to desperately seek fat returns elsewhere. Either way, you could wind up in trouble, because scam artists are ready to prey on the desires of both.