actively managed funds

How to Take Charge of Your 401(k)

As your 401(k) grows, you should consider actively managing it instead of continuing to let the account be directed by the choices you initially made when it was set up.

If You Haven't Done This Lately, Your Portfolio Is In Danger

2012 was a good year for the stock markets. But if you want to be prepared for the next correction, whenever it comes, there's one easy-to-implement strategy that has helped investors through the bumps and dips more than any other: rebalancing your portfolio.

The Dangerous Problem Behind ETFs' Big Asset Surge

Thanks to their lower fees, most ETFs do better for investors than similar mutual funds, and investors have noticed: They poured $154 billion into ETFs in 2012, while yanking more than $119 billion out of stock mutual funds. Just one problem: Most of that money went into the wrong kind of ETFs.

Main Street Investors Force Big Changes in Wall Street's Fees

Historically, the asset management industry has been merely an easy way for money managers to get rich at your expense. Even today, 401(k) fees alone rob us of $60 billion a year. But investors have caught on and are demanding lower fees -- and lately, they've started getting them.

Cramer Explains: The 3 Troubles With Target-Date Funds

Target-date funds are probably better than defaulting to a money market fund or throwing darts to pick your 401(k) options. But like any heavily hyped investment, these things are flawed. Extremely flawed. Let me count the ways:

Mirror, Mirror on the Wall St.: Is Copycat Investing Smart?

Mirror investing lets you link your investment account to someone else's: When they make a trade, you automatically trade too. It guarantees that the person guiding you has skin in the game, but is it really wise to put your investment decisions in the hands of a stranger?

The Secret to Investing in Turbulent Times

Determine how much risk you can take and divide your assets between stocks and bonds. Then purchase low-cost, passively managed stock and bond index funds matched to your ability to withstand risk.

Ask Your Broker the Question He Dreads

Here is the question your broker hopes you'll never ask: What about Bill Miller? The man once hailed as "the country's greatest mutual fund manager" for consistently beating the S&P 500 is now a Wall Street goat, and there's a vital investing lesson to be learned from his fall from grace.