As baby boomers start hitting age 65, putting off retirement for a few years has become all the rage. But even if you're pessimistic about your financial prospects, you may not need to wait as long as you might think to retire securely.
Whatever your retirement dreams are, if you want to reach them, you need a plan. Otherwise, by the time you find yourself financially able to quit work, you may not be physically able to pursue your passions. The key is knowing how you'd spend your golden years if money were no object.
It was probably inevitable after the worst recession in decades: Americans now view their future retirements differently than they did 10 years ago. But here's a shocker: According to the SunAmerica Retirement Re-Set Study, their overall attitudes toward this future are largely positive.