Truth in Lending Act

Latest Mortage Mod Scam Is an Audit to Nowhere

A raft of con artists have cropped up over the last two years offering "forensic loan audits." They promise to review your mortgage documents, looking for errors and legal flaws that they say they'll use to expedite a loan modification deal. All they usually end up doing is taking more money from already stressed homeowners.

Why the Supreme Court Should Review Hawaii's Foreclosures

Among the state systems governing foreclosure, Hawaii has a particularly fraud-riddled, draconian process. Suzanne Bonds was unbelievably exploited by the state's foreclosure process in 2004, but Hawaii's courts refused to help. Now, her attorneys have asked the U.S. Supreme Court to intervene.

N.J. Appeals Court Blocks Foreclosure Over Bad Docs

A New Jersey court has invalidated a foreclosure by insisting on a basic concept of due process -- that the bank must authenticate the documents it uses to make its case. But in the case of Wells Fargo v. Sandra A. Ford, there are more issues than just who owns the mortgage. She has fraud claims that go back to the very beginning.