Now, there's a new vehicle for those looking to invest in a specific part of the market. It's called Motif Investing, and it aims to combine the best of funds with the best of individual stocks.
It's easy to assume that building up a luxurious retirement nest egg is something only the wealthy can do. Well, here are four tales of ordinary people that disprove that idea. (And you could easily do better than they did.)
The average Gen Xer is on track to face $1,700 a month income gap in retirement. The average baby boomers will fall a whopping $2,100 a month short. Those may sound like insurmountable numbers, but don't throw in the towel yet.
Big money managers can change their strategy at any time. But for individual investors -- who are betting their own money -- the decision to be bearish or bullish is much tougher. Here's the key question: What lets you sleep at night?
Determine how much risk you can take and divide your assets between stocks and bonds. Then purchase low-cost, passively managed stock and bond index funds matched to your ability to withstand risk.