Year-End Tips to Trim Your 2012 Tax Tab

Year-end tax planning is trickier this time around: Unless Congress compromises, all the Bush tax cuts will expire when 2013 arrives, and many popular tax breaks that expired at the end of 2011 may not get revived. Here's how you can lower what you owe the IRS, regardless of what happens in Washington next month.

Is Converting to a Roth IRA Right for Your Retirement?

New rules lifting the income limit on Roth IRA conversions kick in this year, allowing more taxpayers to shield a bigger chunk of their retirement savings from Uncle Sam. Should you convert your traditional IRA to a Roth?