Prosper.com

Either a Borrower or a Lender Be: Why P2P Lending Keeps Growing

Random people won't just give you the money you need to float you through your fiscal troubles. But they might make you a loan. Peer-to-peer lending, where borrowers bypass the big banks and get loans directly from other individuals, is getting bigger all the time.

Peering Into the Peer-to-Peer Lending Boom

For those who can't get bank loans, the new business of peer-to-peer lending can be a lifesaver. Internet companies connect people who need to borrow with individuals willing to lend to them directly -- for a fair profit, of course. Here's how it all works.

Borrowing Trouble at Microlender Prosper.com

Peer-to-peer lending site Prosper.com has stopped letting high-risk borrowers use its site because too many of them failed to repay their loans. The site's problem, says columnist and one-time lender Alex Salkever, is that Prosper got in the way of letting a social bond form between microborrower and microlender.

Looks affect creditworthiness

Your looks can tell a lender if you're likely to repay a loan or default, according to a Reuters story. The study by Rice University in Houston,...