Every adult needs a will: It may be depressing to contemplate, but die without one, and the state decides what happens to your property, and there's no guarantee the state's wishes and your own will coincide.
Americans display a fairly significant disconnect between our ideals and our actions when it comes to preparing for our deaths: While 60% of us believe all adults should have estate plans, only 44% have one. But it's more than just fear of thinking about our mortality that's stalling many of us.
Shacking up isn't just for young folks anymore. Plenty of unmarried retirees are spending their golden years together. And while skipping the "I dos" can seem like the easier course, just living together can be complicated at this time of life. But we've got some tips to help you avoid the pitfalls.