PostponingRetirement

When You Retire Really Matters

As baby boomers start hitting age 65, putting off retirement for a few years has become all the rage. But even if you're pessimistic about your financial prospects, you may not need to wait as long as you might think to retire securely.

80 Is the New 65: How High Should We Boost Retirement Age?

Imagine what life would be like if we tacked 15 years onto the official retirement age -- it's not a particularly far-fetched scenario. AIG CEO Robert Benmosche has warned that Europe may have to do just that, and the U.S. will soon face a similar crisis.

How to Retire With the Same Income You Have Now

Using the Social Security Administration's online system, you can run tailor-made scenarios showing how much you'll get from the government benefit when you retire. And from there, you can plot out your master retirement plan.

What's a Realistic Retirement Age?

A reader asks: "What's a realistic retirement age? How much longer will most of us have to work?" The answer depends on how successful you've been at saving, how cushy a lifestyle you want, and, of course, when you prefer to disengage.

A 5-Step Plan to Fill That Scary Retirement Income Gap

The average Gen Xer is on track to face $1,700 a month income gap in retirement. The average baby boomers will fall a whopping $2,100 a month short. Those may sound like insurmountable numbers, but don't throw in the towel yet.

A Simple Money Move That Could Save Social Security

With so many pundits fretting about Social Security's possible collapse in 2036, it's hard to be optimistic about the entitlement program's future. But one insurance expert thinks that giving retirees a bit more flexibility could save the entire system.

What to do when you're 50 and broke

What to do when you're 50 and brokeBeing 50 and broke isn't so unusual these days. There are a lot of Boomers whose savings was devastated by the decline in the stock market; whose...