PostponingRetirement

A reader asks: "What's a realistic retirement age? How much longer will most of us have to work?" The answer depends on how successful you've been at saving, how cushy a lifestyle you want, and, of course, when you prefer to disengage.

The average Gen Xer is on track to face $1,700 a month income gap in retirement. The average baby boomers will fall a whopping $2,100 a month short. Those may sound like insurmountable numbers, but don't throw in the towel yet.

Start early and get less each month? Wait longer and get bigger checks, but fewer of them. We break down the math.

With so many pundits fretting about Social Security's possible collapse in 2036, it's hard to be optimistic about the entitlement program's future. But one insurance expert thinks that giving retirees a bit more flexibility could save the entire system.

The lifestyle that's long been associated with the golden years -- hobby-filled days, long vacations, adventures with the grandkids -- could be changing, a new survey has found. A growing number of Americans now expect to keep working into their 70s, according to The First Command Financial...

Being 50 and broke isn't so unusual these days. There are a lot of Boomers whose savings was devastated by the decline in the stock market; whose jobs went out from under them; and who leveraged themselves to the extent that they lost their house or even had to declare bankruptcy. If that's you,...