Peer-to-peer

Forget the Zipcar Deal: Rent a Car Cheaper with Peer-to-Peer

Avis Budget's purchase of Zipcar embeds the car rental company in the heart of the fast-growing car-sharing business. But the more interesting and price-friendly trend in car rental is being powered by companies that don't own any vehicles at all.

Are Mortgages from Walmart the Future of Lending?

Since the financial crash of 2007, banks have lost their luster and alternative financing options like peer-to-peer lending have grown rapidly. Now, a new study suggests the next phase of lending's transformation will be companies like Walmart and eBay offering big loans at lower rates.

Either a Borrower or a Lender Be: Why P2P Lending Keeps Growing

Random people won't just give you the money you need to float you through your fiscal troubles. But they might make you a loan. Peer-to-peer lending, where borrowers bypass the big banks and get loans directly from other individuals, is getting bigger all the time.

Borrowing Trouble at Microlender Prosper.com

Peer-to-peer lending site Prosper.com has stopped letting high-risk borrowers use its site because too many of them failed to repay their loans. The site's problem, says columnist and one-time lender Alex Salkever, is that Prosper got in the way of letting a social bond form between microborrower and microlender.