Peer to Peer Lending

Lending money to friends and family ranks among the most pernicious of relationship stressors. It's not just the cash -- it's the emotions we all carry about it. But with a little planning, you can help someone out of a financial bind without putting your friendship in the red.

Peer-to-peer lending site Prosper.com has stopped letting high-risk borrowers use its site because too many of them failed to repay their loans. The site's problem, says columnist and one-time lender Alex Salkever, is that Prosper got in the way of letting a social bond form between microborrower and microlender.

As 2010 winds to a close, New Year Resolutions are on our minds and as always, getting out of credit card debt remains a big goal for many of our readers. There are many ways to cut credit card debt, but one of our favorite ways is to get a lower interest rate and a fixed repayment term with a...

Credit cards are a big part of life for many of us, but unfortunately, too many of us don't learn the proper way to use credit cards until we have already burdened ourselves with purchases and minimum payments. While the process of getting out of debt takes time, commitment and smarts; at its...

Peer-to-peer lending marketplace Lending Club just announced several new features for investors who use the service which can help them earn an average return of 9.67%. The new features, which went live this morning, make it easier than ever to find the types of loans you want to invest in and...

Peer to Peer lending isn't just a good way to get a loan for consolidating your debt or launching a small business, it's also a great way to invest. LendingClub.com, one of the best known p2p lenders, is celebrating its growth and the popularity of peer-to-peer lending by giving away $2,500 to...

Peer-to-Peer lending is everywhere these days. You can start a business, get student loans and consolidate high interest debt. Still, borrowing money from your peers is a new experience for most of us, and for many people new things are daunting -- which makes this borrower's look at peer-to...

Finding a lender with a soul can be difficult, but finding a student loan lender with a soul is damn near impossible, which is why when I first heard of TuitionU I was a bit skeptical. The service, which helps students bridge the gap between federal student aid and the cost of higher education,...

Now that Prosper.com is back from its quiet phase complete with SEC registration and a secondary market for loans, CEO Chris Larsen took some time to talk to WalletPop about Peer to Peer Lending. Tune in to learn more about the lending and borrowing process on Prosper, including: how interest rates...

Even though it's a great time to start a small business, it's not a cakewalk. Funding is still an issue, and accurately assessing your business plan is tricky without an objective party. There are plenty of self-proclaimed gurus and experts out there who are willing to take your money in exchange...