P2p lending

It's unlikely that random people will just give you the money you need to float you through your ordinary fiscal troubles. But they might make you a loan. Peer-to-peer lending, where borrowers bypass big banks and get loans directly from other individuals, is getting bigger all the time.

For those who can't get bank loans, the new business of peer-to-peer lending can be a lifesaver. Internet companies connect people who need cash with folks willing to lend -- for a fair profit, of course. Here's how it works, risks and all.

Over the past couple of years, lenders have tightened their purse strings, making it harder for even the most creditworthy consumers to land a loan the traditional way. But as the banks' wallets closed, other ones have opened: Peer-to-peer lending sites like Lending Club and Prosper have provided a...

Finding a lender with a soul can be difficult, but finding a student loan lender with a soul is damn near impossible, which is why when I first heard of TuitionU I was a bit skeptical. The service, which helps students bridge the gap between federal student aid and the cost of higher education,...

Now that Prosper.com is back from its quiet phase complete with SEC registration and a secondary market for loans, CEO Chris Larsen took some time to talk to WalletPop about Peer to Peer Lending. Tune in to learn more about the lending and borrowing process on Prosper, including: how interest rates...