At many companies this is open-enrollment season -- your one chance a year to make changes to your health insurance. The easiest thing to do is just pick the same plan and coverage options you did last year. But often, that can be a big mistake.
Open enrollment season is upon us, when employees can chose again from among the smorgasbord of benefit options offered by their employers. To help you ensure you're getting the most bang for your health care buck -- and not paying more than you need to -- we went to the experts for advice.