When it comes to holiday shopping, not all credit cards are created equal. The best card to choose depends on the kind of shopper you are. But no matter how you do your holiday shopping, there's one credit card strategy to avoid.
Borrowers continue to pay record low rates, with one major exception: credit cards. Banks have been raising rates on credit card users of all stripes over the past year, but those with no credit histories or poor credit scores saw the biggest increases.