NewYearsResolutions

The start of a new year is a traditional moment for turning over a new leaf -- but real change doesn't come easy. With that in mind, we're asking you, our readers to share your best financial planning stories, tips and secret strategies.

Retirees may be past the days of resolving to work out more or buy fewer $4 coffees. Yet when it comes to money in particular, resolutions may be even more important for those living on fixed income. From financial nuts and bolts to more holistic aims, here's a look at seven worthy resolutions for retirees to commit to in 2012.

It's a fundamental principle of human nature: The pain of loss is stronger than the pleasure of gain. So can the pain of potentially losing some cash motivate Americans to keep their commitments to exercise?

Develop a spending plan can help limit impulsive purchases and set your priorities for the coming year. With that in mind, these 12 ways to spend $1,200 in 2012 offer a mix of the practical and the indulgent. Even if you don't have that much, the tips may give you some ideas on how to get the most from your money to help you and others.

Just when you think you've figured out the bad guys, they come up with another con. But as a group, they made enough dumb maneuvers in 2009 to give us a good start on protecting ourselves in 2010. Here are 10 resolutions to help keep your dollars from flowing the wrong way out of your wallet and...

Subconsciously, someone who overspends does it out of fear. It could be a fear of not being validated by their friends and family for not having the latest gadgets, a fear of feeling they don't deserve their job so they spend their money while they have it, or a deep fear that goes back to...

It's tradition that stretches back probably to the year 1. Every year people make New Year's Resolutions, and by February, if not sooner, they're long forgotten.But it doesn't have to be that way. I may not be an expert at keeping all of my resolutions -- if I were, I'd be a millionaire sipping a...