Is Budgeting the Best Way to Save? Seven Personal Finance Myths
Can money buy happiness? Does more education equal more money? When it comes to personal finance myths, what you don't know CAN hurt you!
National Foundation for Credit Counseling
Lies and Debt Situations: When Couples Keep Money Secrets
Financial counselors aren't marriage counselors, but when it comes to couples' spats over hidden debt and secret spending, they're often helping people deal with some heavy emotional baggage along with the hefty credit card bills.
This Couple Paid Off $92,000 in Credit Card Debt in 5 Years
It was 2005, and Jerry Bailey and his wife, Sue, had rung up approximately $92,000 in charges on their 17 credit cards. But when the minister from Jackson, Mich., realized how deep a hole they had dug for their family, the couple chose a hard path -- working to pay off every cent.
The Hidden $1,000 Bonus Obama Put in Your Paycheck
While many Americans are hoping the fellows running for president will give them a tax cut, President Obama has already given all of us one that saves the average family about $1,000 extra a year. So how can you put that bonus to the best use?
6 Key Money Lessons of 2011: What We've Learned
At this time last year, maybe you thought the economy would be a bit more gracious by now. No such luck. But as we reflect on the year that was, here are six financial lessons that 2011 taught us all.
Recalibrating Your Holiday Tipping for These Tight Times
While the high rollers are hitting the stores and the financially shaky are pinching pennies to pay the bills, many people in between are struggling with another seasonal debate: How to handle holiday tipping this year.
1 in 4 Spouses Is Willing to Cheat ... Financially
Your sweetheart may be keeping a big secret from you, and it's not that there's some other guy or gal. It's the truth about their money. According to new poll from the National Foundation for Credit Counseling, 24% of respondents wouldn't tell their spouse if they were experiencing financial difficulties.
What to Do First: Save or Pay Down Your Debts?
For many households, it's a personal fiance dilemma: Should they try to pay down debt first, or build up savings? In the aftermath of the Great Recession, opinions have clearly tipped toward the ditch-your-debt side. But that's not always the right answer.
What Americans Just Won't Give Up to Save Money
The U.S. economy is still sputtering, and household budgets are still under pressure. So where are we cutting: Fancy coffee? Check. Eating out? You bet. But there are a few things that once would have been considered luxuries the recent poll shows Americans just aren't willing to do without.
