LowInterestRates

Thanks to record-low interest rates, consumers with good credit can get 30-year fixed-rate mortgages for about 3.75%. But that's sky high compared to the 0.75% interest IBM is going to pay $900 million worth of corporate bonds.

Millions of homeowners have garnered huge savings in recent years from one simple move: refinancing their mortgages. Now, the refinancing craze has spread to an unexpected industry: car loans. Could an auto refi be a smart move for you?

Remember Bank Transfer Day? Well, mark your calendar: Dec. 11 is being publicized as "Balance Transfer Day," with Americans urged to transfer their credit card balances from high-interest cards to low- or no-interest ones.

A retiree named Bob is confronting a dilemma many of his peers face: His nest egg is parked in safe cash investments, like certificates of deposit, and earning barely any interest. What can he do to get a better return? Laura Rowley looks at an increasingly popular alternative.

With the 30-year fixed-rate mortgage down to 4.09%, -- another record low -- it's a great time to refinance. But before you go running off to your lender to catch the best rates since 1951, avoid making these major mistakes that can cost you dearly.

Here's the good news: American consumers are finally starting to reduce their reliance on credit and pay off their high-interest debt -- a positive development for their financial futures. The bad news: More money in people's pockets means less overall spending in the economy, which desperately needs the cash right now. How might the tension be resolved?

With the historically low interest rates, many homeowners with 30-year mortgages have been leaving their loans for younger models. According to a new report from Freddie Mac, more homeowners are refinancing into 15- and 20-year mortgages than ever before.

Here is a gift that can keep on giving. But it may be as elusive as landing a Zhu Zhu toy for your kid by Christmas. If you're struggling to make home-mortgage payments and losing your home is a real possibility, some banks are offering sweet deals on loans, some with rates as low as 2%, according...

StraighTalkAboutMortgages broker Tom Vanderwell makes an interesting point in a video recently posted on his website. He recently asked a customer planning to move in three to five years this question: "If, three to five years from now, mortgage rates are 7, 8, or 9%, will you still move?" Here's...

Bank of America is one of the worst companies on the planet, making the Medellin Cartel look like Trader Joe's by comparison. Yet for some reason the United States taxpayer has been told that he must send in cash to be poured into the company's coffers to help it pay its dividend and avoid a...