Long-termCareInsurance

Insurance is a strange beast: You spend a lot of money and hope you get nothing back for it. Still, insurance is a necessity -- and here are eight kinds you may not realize you need.

For children, excursions with grandmother are an adventure. As time passes, however, the ride into the golden years can get bumpy; if you're financially unprepared, it can take a dramatic turn for the worse, and even drive you and your family into bankruptcy. Here are some steps you can take to prevent that.

Yesterday, I heard gerontologist Ken Dychtwald talk about relying on family to take care of you when you're old. He was reporting on a survey for long-term care insurer Genworth, confirming what I would have guessed -- most people would rather die than be dependent on a family member to wipe their...

This post is part of a series where personal finance expert Dan Solin provides 10 insurance tips no one else will tell you. See all 10, plus one bonus tip! Don't get me wrong. Many people do need long-term care insurance.According to Debra C. Newman, the owner of an insurance agency that...