LitaEpstein

Lita Epstein is WalletPop's resident credit score expert. Write to her in the comments box below. Many of the questions I receive relate to credit scores and how to improve them. There are many myths out there which I debunk below, but first let's take a look at what a credit is and who creates it....

This is the first of a new weekly column by WalletPop's resident debt expert, Lita Epstein. Two readers wrote in recently about situations where they tried to help out relatives. One was a mother who co-signed a student loan so her son could go to college. The second was a woman who took out an...