Using the Social Security Administration's online system, you can run tailor-made scenarios showing how much you'll get from the government benefit when you retire. And from there, you can plot out your master retirement plan.
Generations of Americans are facing threadbare finances in retirement: Judging by what people say they expect to spend versus what they expect to take in, the disparity between income and expenses will be severe.
The young, upwardly mobile professional was the defining American character in the 1980s, and caused us to coin the word "Yuppies." Today, the dominant trajectory is the reverse: Downward mobility, unemployment and poverty are the defining themes. We're in the Dumps -- so are Dumpies the new Yuppies?