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Check out our gallery to see how many of these 10 must-have documents are in your possession -- and which ones it's time for you to take action on.

Engagement rings, push gifts and more -- motherhood and jewelry do tend to go together. But this Mother's Day, consider a gift that will help her protect the beautiful baubles she already has.

Insurance companies take notice of customers who file a lot of claims. At some point, these become unprofitable customers, driving their insurers to raise their rates -- or cancel or refuse to renew their policies. With that in mind, here are five situations where it may be less costly in the long run if you simply skip filing a claim and pay for the losses yourself.

Amid all the good cheer, the holiday season hides a sobering number of financial pitfalls -- and not just ones that involve overspending. Here's a look at seven dangers you might not have considered, along with steps you can take to make sure your holidays are more happy than hazardous.

If you live on the East Coast, the earth moved under your feet Tuesday -- and in Colorado, the same thing happened Monday. With two fairly strong earthquakes hitting areas of the country where they rarely strike, you may be wondering: Am I covered? Should I be? DailyFinance answers your post-quake questions.

The recent deadly tornado in Joplin, Mo., as well as a pair of devastating twisters in Springfield, Mass., serve as reminders to homeowners and renters nationwide about the need to shore up their properties – and their finances – against natural disasters. And since hurricane season...

Ordinary insurance policies cover the basics -- but what if you want more? The industry will happily take more of your money to give you the added piece of mind that a rider can provide. The question is, when are riders worth it?

The idea of making some extra income off your house may sound attractive to many homeowners -- until one starts considering what the costs will be in terms of lifestyle changes, loss of privacy, safety and potential financial liability. Our experts provide some sobering advice.

A former seven-year Bank of America employee alleges in a series of leaked documents that a Bank of America subsidiary, Balboa Insurance, engaged in scams involving insurance policies known as force-placed insurance.

It's purely speculation at this point, but it's a question raised in The Telegraph, a popular paper in the United Kingdom: Could telling the world, on FourSquare or Twitter, that you're not in your house, raise your insurance rates? Darren Black, the head of Confused.com, an insurance comparison...