HealthInsurance

Obamacare Upheld: How It Will Affect Your Wallet and Your Life

On Thursday morning, when the Supreme Court ruled that Obamacare was constitutional, there was a brief pause as the country took a moment to imagine what this brave new world would look like. Well, Stop imagining, and let us draw you a picture...

Obamacare in the Balance: Will the Court Ruling Really Matter?

Two years after Obamacare was signed into law, a majority of Americans feel like it's done more harm than good -- possibly because its biggest benefits haven't taken affect yet. But it may have set in motion a shift that even the Supreme Court can't reverse.

Report: Suspect Billings at 2,600 Drugstores

A pharmacy in Kansas billed Medicare for more than 1,000 prescriptions each for two patients in a single year, part of a pattern of questionable billings at 2,600 drugstores nationwide uncovered by federal investigators in a report Thursday.

Rebates From Obamacare to Top $1 Billion: Report

More than 3 million health insurance policyholders and thousands of employers will share $1.3 billion in rebates this year, thanks to President Barack Obama's health care law, a nonpartisan research group said Thursday.

Concierge Doctors: They're Not Just for the Super-Rich Anymore

Reading certain media reports, one might think that concierge medical care is a service solely for the very wealthy. But the concierge model actually is spreading more broadly through the health care system to people who are far from being among the 1%.

5 Tips for Writing an Insurance Appeal

Last week, we showed you how to check your hospital bill to make sure you weren't being overcharged. This week, we'll show you what to do when your insurance company refuses to pay.

Readers' Tips for Financial Revival, Part 1: Smart Saving

A few weeks ago, we asked DailyFinance readers for their best tips for putting your financial house in order. Many were quick to note that the foundation of financial security lies in being ready when disaster hits. Here are some of their best suggestions for planning for those rainy days.

Obama's Health Overhaul Lags in Many States

Here's a reality check for President Barack Obama's health overhaul: Three out of four uninsured Americans live in states that have yet to figure out how to deliver on its promise of affordable medical care. This is the year that will make or break the health care law. States were supposed to be partners in carrying out the biggest safety net expansion since Medicare and Medicaid, and the White House claims they're making steady progress.

What You Don't Know About Health Insurance May Cost You

When it comes to health care, it sometimes feels like nothing is simple. And that can be a real problem: According to a recent survey, some health care basics are going right over the heads of the majority of Americans.

What Insurers Could Do With Your 'Social Media Score'

Here's yet another reason to watch what you say and do online: Insurance companies are already surfing social media sites to get the scoop about their customers, and what their data-miners find may soon be compiled into a new way to rate you as a risk: a social networking score.

7 Hidden Dangers to Your Holiday Finances

Amid all the good cheer, the holiday season hides a sobering number of financial pitfalls -- and not just ones that involve overspending. Here's a look at seven dangers you might not have considered, along with steps you can take to make sure your holidays are more happy than hazardous.

Key Health Care Reform Foe May Soon Be a Customer

Supporters of President Obama's health care reform laws got a major boost when a key opponent lost her business. Mary Brown, whose whose standing to sue is integral to the largest lawsuit against Obama's health care reforms, may be forced to abandon her legal challenge.

High Health Care Costs Drag Down Economic Growth

Nearly everyone is feeling the pain of high health care costs. Between 2003 and 2010, the cost employers paid for family coverage rose 50% and employees' share of the tab increased 63%. That's money siphoned away from the rest of the economy.

Poor Sick People: U.S. Offers Raw Deal for the Unhealthy

If you're very sick and not very wealthy in America, your best move may be to flee the country -- because you'd be better off in any other first world nation. Otherwise, expect to pay through the nose and possibly wind up deep in debt, according to a new report from The Commonwealth Fund.

Do You Need Long-Term Care Insurance?

According to the Department of Health and Human Services, those of us who reach age 65 will have a 40% chance of entering a nursing home, and 10% will stay in one for five years or more. So does this mean you need long-term care insurance?

Walmart's New Promise: Always Low Benefits

On Friday, Walmart announced it was rolling back is health benefits for part-time workers -- benefits that the nation's largest employer expanded just a few years ago in response to criticism of its labor practices. And even the lucky few employees who get to keep their coverage aren't going to like the new plan much.

Economic Pain Is Keeping Us Away from the Dentist

When times get tough, teeth just aren't on the top of the "take care of this now" list. And that's nothing to smile about. About half of Americans lack dental insurance, and 77% of those have postponed seeing a dentist because of the cost -- a choice that can have serious long-term health consequences.

Finally! A Health Insurance Plan I Understand

Last month, new regulations were issued under the Affordable Care Act (aka Obamacare) requiring insurance companies to make choosing a plan simpler. Specifically, the new rules require insurers to publish forms providing "clear, consistent and comparable information" about the health-care plans they offer.

Medicare's Next Patient: The Federal Budget Deficit

As the federal super committee looks for $1.5 trillion in cuts, it's clear that fixing the federal budget will mean tackling big items -- including Medicare, America's most popular social program and one of its most expensive.

Individual Health Insurance: What Does It Cost?

As more people lose their jobs, fewer people are getting their health insurance costs paid by their employer. And that means more consumers are seeking individual coverage, a daunting task. A new study by the Kaiser Family Foundation helps clarify the costs by state.

Clearer Consumer Price Tags for Healthcare

A new database, created as part of the New York settlement with insurance companies over out-of-network coverage, estimates the cost of a wide range of different procedures. The tool gives consumers a better idea of their expected bills.

CVS Grows Insurance-Claims Processing Biz

CVS Caremark is best known for its drugstore busines. But it's also finding its way into the business of managing prescription-drug insurance claims. After taking some heat in the last few quarters, it is starting to see revenue from some big contracts in this segment.

In the U.S., 'Free' Birth Control Is Born

The U.S. Health and Human Services Department on Monday released new guidelines that require insurance companies to cover contraceptives and other female preventative care without charging co-pays or other fees.

Why Free Clinics Are Turning Away Needy Patients

Free clinics and the uninsured are paying a heavy price for the nation's teetering recovery: More than half of the clinics are now time turning away eligible patients -- many for the first time -- according to an AmeriCares report published Wednesday.

Health Insurance's New Sex Appeal

Health insurance is the new babe magnet -- so says a national survey of college students recent and grads. Ninety percent of students surveyed and 93% of recent grads said that knowing a potential significant other has health insurance would make him or her more attractive.

Haggling for Your Health: It's Worth It to Negotiate

One of the most costly mistakes people make when it comes to medical care is assuming that using your health insurance -- if you're lucky enough to have it -- is always the best way to go. But there are times when it may just be cheaper to negotiate with your doctors and pay out of pocket.