Fiserv Inc

Your Smartphone's Camera Will Revolutionize How You Bank

It's call remote deposit capture technology: Snap a smartphone picture of a check, and deposit it electronically. And while only 3% of banking customers use it now, it could be the killer app that lures most of us into online banking.

A Too-Convenient Truth: How Auto-Pay Hooks Us

Many of us have our bank accounts running almost on autopilot: Paychecks go in and bills get paid automatically, and any details we need to deal with are handled easily online. But these conveniences come at a price -- they make it too much trouble to leave a bank, even when its fees get outrageous.