Two new surveys suggest that financial optimism is on the rise. But even with the improving numbers, among average Americans, those who are upbeat about their personal finances are outnumbered by the pessimists.
Researchers have found that people who create concrete mental pictures of their goals are more likely to save money for them. Here's the story of one woman who looked into her own crystal ball, got a clear vision of what she wanted, and implemented a financial strategy that allowed her to achieve it. DailyFinance's Laura Rowley shares the lessons learned along the way.