Financial Industry Regulatory Authority

Investing 101: What Is a Stock?

What is a stock, exactly, and why do companies sell them? Here's a quick overview on the this fundamental investment option, and why stocks can be worth the risk to buy.

Why We Could Easily Have Another Flash Crash

It's been a great year for stocks, which could make some grow complacent. But before you run with the bulls, be warned: Our markets aren'€™t safe from another flash crash.

'Money Protecting' Investment Carries Hidden Risks

Structured securities products are bonds backed by stocks that allow investors to hedge their risks using options. In theory, this complex sounding setup can provide predictable returns and protection from volatile markets. There's only one catch: SSPs are often a bad idea for most investors.

Millions of Us Are Throwing Away Free Money

In these tough times, why would anyone pass up money for nothing? Inquiring minds at FINRA want to know -- because many of us are. According to research by Aon Hewitt, nearly 30% of 401(k) participants are not contributing enough to scoop up their full employer match.

The Financial Landscape: BAC Settles, FINRA Flexes

Bank of America will soon finalize an $8.5 billion agreement to settle investor claims that Countrywide sold them lousy mortgage-backed securities before the housing bust. Meanwhile, private regulator FINRA is angling to take over the watchdog role for registered investment advisers.

Stock-Based Loans: Quick Cash, but Watch Your Assets

If you need cash and have investments you don't want to sell, a stock-based loan may sound like a good idea. But the unregulated stock-based loan industry can be a risky way to tap into the value of your portfolio, warns the Financial Industry Regulatory Authority.