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5 Ways to Give Your Finances a Spring Cleaning

CNBC personal finance expert Sharon Epperson says the spring is a good time to clean up your finances by adjusting your payroll withholding, boosting your retirement contributions and scheduling automatic savings.

As Seen on TV: Are 'Salon Nails in Minutes' Worth It?

Want beautiful, artistic nails at a fraction of the salon price? Based on its commercials, Salon Express -- an "as seen on TV" product -- seems promising. But can a $10 mail order kit really replace a professional nail artist armed with years of experience?

Jean Chatzky's 6 Simple Rules for Financial Fitness

Today show financial editor Jean Chatzky -- author of DailyFinance's "Family Money" column -- has a new book titled Money Rules: The Simple Path to Lifelong Security. On Wednesday, she spoke with Matt Lauer, explaining the easy principles she recommends.

8 Ways That Tech Can Help You Save

With the advent of the "new iPad," the role of technology in streamlining our lives is in the forefront of many people's minds. On the Today show, digital lifestyle expert Mario Armstrong discussed eight websites, apps and gadgets that you can use to help you save and manage your money.

What Are the Best Value Colleges? Rob Franek Tells All

College costs are rising, student loan debt is nearing $1 trillion, and money is still tight everywhere. So if you're a parents or a soon-to-matriculate student, you'll want to hear what the Princeton Review's Rob Franek has to say about the best value colleges of 2012.

Holiday Cheer: Dani Johnson's Trip from Homeless to Millionaire

The holidays can be difficult for people suffering financial and personal setbacks. Dani Johnson, who went from homeless to millionaire, has been there -- and talks with Laura Rowley about overcoming despair and finding hope as the holiday season approaches.

How Retirees Can Get Better Returns on Their Nest Eggs

A retiree named Bob is confronting a dilemma many of his peers face: His nest egg is parked in safe cash investments, like certificates of deposit, and earning barely any interest. What can he do to get a better return? Laura Rowley looks at an increasingly popular alternative.

Your Money Brain Explained: Why Saving Is So Hard

Why do we procrastinate about financial decisions when we know that putting them off hurts us in the long run? Why do we splurge today instead of saving for retirement? And when is the brain at its prime in terms of decision-making? Harvard economist David Laibson joins DailyFinance's Laura Rowley in New York's Central Park with his insights.

How to Take a Tax Loss When Property Values Fall

A reader named Sally bought a property that has since fallen in value. If she sells it for less than she paid, what effect will it have on her taxes? DailyFinance's Laura Rowley has the answer.

How Visions of the Future Help You Manage Money Today

Researchers have found that people who create concrete mental pictures of their goals are more likely to save money for them. Here's the story of one woman who looked into her own crystal ball, got a clear vision of what she wanted, and implemented a financial strategy that allowed her to achieve it. DailyFinance's Laura Rowley shares the lessons learned along the way.

The Best Defense: Money Moves to Protect Your Family

In financial planning, people usually play offense: It's about finding the right strategy to get to the goal. But it's just as crucial to have a good defense. Cal Brown, a financial planner and author of the new book "When Life Strikes: Weathering Financial Storms," shares some of his defensive plays with DailyFinance's Laura Rowley.

How the Taxes Work on a Roth IRA Conversion

When you contribute to a traditional IRA, you can deduct that money from your taxable income that year. When you contribute to a Roth IRA, you don't get the immediate tax benefit -- but you withdraw your money tax-free in retirement. It's also possible to convert from a traditional to a Roth, but you have to pay taxes to do so. A reader named Ron wants to know how that works, and when he'd have to pay the taxes. DailyFinance's Laura Rowley explains.

3 Tips for Cleaning Up Your Finances After a Debt Storm

When you get deep into credit card debt, it can feel like you've been through a financial storm. That's the story for a social worker named Heather, who has $30,000 in credit card debt. DailyFinance's Laura Rowley looks at key steps to clear the debris from her path to a brighter financial future.

The Most Affordable Places to Retire in 2012

Financial planner Thomas Corey has a new book revealing the most affordable places to retire in 2012, highlighting cities and towns that also offer lifestyle benefits. He unveils the winners for DailyFinance's Laura Rowley.

Money and Happiness: Laura Rowley Helps You Find Both

For 25 years, journalist and author Laura Rowley has helped people navigate the minefield of personal finance and explored the relationship between money and happiness. In her DailyFinance column, she aims to help you make enlightened decisions about your money -- and your life. Need some advice? All you have to do is ask.

How to Face Your Budgeting Fears and Take Control

In the midst of a divorce, a mom of five faces a financial horror story: $40,000 in credit card debt, a huge mortgage payment and minimal college savings -- and she has no idea how to budget. DailyFinance's Laura Rowley offers a few ways she can begin her escape from the financial twilight zone.

What Not to Do When Filling a Prescription

Cold and flu season is upon us. Americans spend $400 million on prescription drugs to relieve the symptoms, according to one study, and some of them spend too much. DailyFinance's Laura Rowley looks at what not to do when filling a prescription.

When Opening a No-Interest Credit Card Is a Bad Idea

While rolling your credit card debt onto a new card that offers 0% interest for a period of time is usually a smart money move, there are some people who shouldn't do it. This reader is one of them. DailyFinance's Laura Rowley explains why.

Tips for Pricing a College Before You Apply

How do you avoid sending your kid off into the world without a pile of student loan debt? One key is to figure out the real, bottom-line price of a specific college -- before you apply. DailyFinance's Laura Rowley explains.

Is Safe Investing Possible? How to Manage Market Volatility

With all the volatility in the stock market today, some individual investors are wondering if they should be more active with a portion of their portfolio, or back away from equities entirely. But if you bail out of stocks, where can you find decent returns? DailyFinance's Laura Rowley talks with Stuart Ritter, financial planner with T. Rowe Price.

Should You Cash in an Annuity to Pay Off Your Debts?

Stacy is on a fixed income. She could free up more cash if she paid off her credit cards and mortgage. Should she cash in an annuity to make that happen? DailyFinance's Laura Rowley explains the key factor Stacy should consider in making the decision.

When Does It Make Sense to Pay Off a Mortgage?

Paul, 62, is like a lot of people near retirement: He wants a safe place to invest his money. But the interest rates on savings accounts barely keep up with inflation. Would it make sense to pay off a mortgage instead? DailyFinance's Laura Rowley reports.

Tips on Getting Hired for the Holidays

Retailers nationwide are expected to hire up to 500,000 seasonal workers this year, but with ongoing high unemployment, expect stiff competition for those jobs at the mall. DailyFinance's Laura Rowley offers tips on who else may be hiring for the holidays, and how to land one of those jobs.

From Homeless to Millionaire: Dani Johnson on Bouncing Back

Dani Johnson is an entrepreneur, author and mom who was featured on the ABC program Secret Millionaire. Raised on welfare, pregnant at 17 and homeless at 21, Johnson became a millionaire at 23. She talks about overcoming economic hardship and raising money-smart kids with DailyFinance columnist Laura Rowley.

A Reader Asks: How Can I Increase My Credit Limit?

A reader named Crystal wanted to increase the limit on her credit card, but got denied -- and she found the explanation the card company gave her cryptic. DailyFinance's Laura Rowley decodes the message and offers tips on accessing credit.

Savings Experiment: How to Cut Costs on Cookware

Is the cost of your cookware leaving you with no funds for food? Celebrity chefs endorse expensive lines of kitchen tools, but you don't need to spend hundreds of dollars on equipment to create a delicious meal. We asked the experts which items warrant a splurge, and which are simply overpriced.

The Tricky Logistics of Occupying Wall Street

Three weeks after it began, Occupy Wall Street is getting its second wind, with a wave of celebrity support, and linked protests popping up in other cities. But camping out in Manhattan is getting logistically ever more complex: How long can Occupy Wall Street continue to actually occupy Wall Street?