Robo-signing isn't just for mortgages anymore. Credit card banks suing their customers for what they're allegedly owed are showing up to most court hearings with flawed and improper documents, incomplete records, and cookie-cutter testimony.
Banks are still being pretty stingy about extending credit these days, when it comes to things like credit cards and mortgages. But there's one big exception: Banks are giving out car loans like they're going out of style.
The Consumer Financial Protection Bureau is pumping up its budget for 2013, in part because it will start regulating large debt collectors and credit reporting companies, two sectors of that have heretofore had little federal oversight.