Want a Happy Retirement? Don't Guess About What You'll Need
New research has confirmed something you probably already would have guessed: Retirement planning isn't something you can successfully leave to guesswork.
New research has confirmed something you probably already would have guessed: Retirement planning isn't something you can successfully leave to guesswork.
Curious to see how your finances stack up compared to other Americans in their 40s, 50s and 60s? Next Avenue gathered the stats so you can find out how you're doing.
More than 80 percent of workers earning $115,000 say they are prepared for retirement -- but they think they'll only need $66,000 per year to live on.
The stock market has climbed back to a record high, but workers remain pessimistic about having enough money for retirement, a survey finds.
It%u2019s become common (and comforting) wisdom: Those who haven%u2019t saved enough for their golden years can meet their retirement income needs by working until they're 70, instead of the traditional 65. But that's not true for at least a third of U.S. workers, reveals a new study.
For years, employers have been dropping old-style pensions in favor of 401(k)s, putting more responsibility for retirement in the hands of workers. Now, companies are considering doing the same thing with health insurance benefits: Meet the "defined-contribution" health plan.
It's bad enough the stock market has been beating up on most of our 401(k)s lately. Now, legislators and big thinkers are debating a variety of proposals to reduce the tax benefits of saving in 401(k)-type plans. And the results could be bad for America's rich and poor alike.
If you wish you could become a saver and investor, but you don't know where to begin, the Alliance for Investor Education wants to help: As part of its America Saves Week, the AIE has released its list of the top 10 online resources to help consumers build up their savings.








