Employee Benefit Research Institute

For Many Hopeful Retirees, 70 May Not Be the New 65 After All

It%u2019s become common (and comforting) wisdom: Those who haven%u2019t saved enough for their golden years can meet their retirement income needs by working until they're 70, instead of the traditional 65. But that's not true for at least a third of U.S. workers, reveals a new study.

Will Employer Health Insurance Go the Way of Pensions?

For years, employers have been dropping old-style pensions in favor of 401(k)s, putting more responsibility for retirement in the hands of workers. Now, companies are considering doing the same thing with health insurance benefits: Meet the "defined-contribution" health plan.

Here's the Next Big Threat to Your 401(k)

It's bad enough the stock market has been beating up on most of our 401(k)s lately. Now, legislators and big thinkers are debating a variety of proposals to reduce the tax benefits of saving in 401(k)-type plans. And the results could be bad for America's rich and poor alike.

Want to Become a Saver? Check These 10 Best Online Resources

If you wish you could become a saver and investor, but you don't know where to begin, the Alliance for Investor Education wants to help: As part of its America Saves Week, the AIE has released its list of the top 10 online resources to help consumers build up their savings.