For all the hype about the rise of mobile payment technology -- use-your-smartphone-to-pay systems -- the reality is that it has been slow to catch on. But there is one place where it's starting to gain real traction: peer-to-peer exchanges.
Managing your money isn't easy, and it's generally not much fun. But here are four new tech tools for your computer and smartphone that can relieve the pain. Better yet, they can help you cut debt, access records smoothly and securely, or assist a family member in a financial jam.