CreditReports

Check out our gallery to see how many of these 10 must-have documents are in your possession -- and which ones it's time for you to take action on.

The number of consumers in the top credit score range has reached its highest level since fall 2008, a report by FICO Labs shows, which could indicate more Americans are working to better their personal finances.

When I wrote recently about five surprising things that hurt your credit scores – things like renting a car with a debit card or financing the purchase of furniture – many people were shocked to learn that innocent, everyday actions can wind up blemishing their credit reports. In...

We all know that making late payments or having credit card accounts in collections can hurt your credit scores. But you might be shocked to learn that a lot of other seemingly innocent actions can also negatively impact your credit rating. Here's a list of five surprising things that can lower...

Beginning in July, consumers burned by a merchant erroneously reporting something to a credit reporting agency can take their case directly to that company as well as to the credit bureaus. CreditCards.com has a story summarizing the news (we've also written in more detail about how to dispute an...

Almost everyone has seen one (or more!) of those ads for FreeCreditReport.com, in which a crew of lovable slackers miss out on chances to better themselves because of their lousy credit. Perhaps because they're distracted by the goofy jingle, what a lot of people don't realize at first is that the...

Ken and Daria Dolan, America's first family of personal finance, answer your questions every Friday. Click here to ask Ken and Daria your question. Money is the #1 topic of arguments among married couples. Unfortunately, that pattern holds true when a marriage ends in divorce. If you aren't...

One reader recently wrote:"Since the country has recognized the banking hardships being faced today, I have received two notices reducing my credit limit on my cards to the amount that I presently owe. My maximum's on both of these cards was double what they reduced it to. I recently got a divorce...

Imagine this: Your 15-year-old goes to apply for his first after-school job...and finds out he has a number of black marks for credit fraud marring his record. And you were worried about his report card?According to some sources, 500,000 children are victims of identity theft every year. Minors...