CreditReport

Are Banks Giving Up on Credit Cards?

After a long spell of losses on their credit card portfolios, banks are finally seeing that business return to normal profitability. So you might expect that those banks would be racing to offer new credit card to customers. You'd be wrong.

To Pay or Not to Pay? How to Handle Old Debts

With interest rates at record lows, now is the time to refinance your mortgage. But what if you find an old unpaid debt that's impairing your credit score? The answer isn't as obvious as you might think.

4 Ways for Young Adults to Get a Better Handle on Credit Scores

Americans are getting more educated about credit scores, and younger people are the most well-versed of all. But that doesn't mean there aren't some gaps in their knowledge. So what should you do to keep on top of your credit? Here are a few free tips.

Financial Spring Cleaning: 4 Steps to a Fresh Money Start

The return of warmer weather is an cue for many of us to clear out the debris that has gathered over the winter. But it's not just the house and the yard that could benefit. Here's a step-by-step guide to spring cleaning your finances.

How Paying the Rent Can Boost Your Credit Score

In these shaky economic times, your credit score carries more weight than ever, which means building a credit history is vital. Paying bills on time is one thing that buffs up your score, but until now, paying your rent meant nothing. Credit bureau Experian and RentReporters.com are changing that.

How to Score the Right Credit Card for You

Credit card banks know plenty about you -- but what do you really know about them? CreditKarma.com wants to give you the inside scoop on which cards cater to whom, so you'll be able to find the best fit for you -- and avoid having your credit report dinged by turn-downs.

Denied Credit? New Fed Rule May Interest You

Have you ever been turned down for a loan? Had your credit line slashed or interest rate bumped up? Well, starting Thursday, banks and other lenders will be required tell you a bit more about why. The FTC and the Fed are implementing a new rule requiring lenders to show consumers the credit score data they used to make their decision.

What New Consumer Agency Will Do for You

On Thursday, the Consumer Financial Protection Bureau officially opens for business. Even as the political fight continues over just how potent the agency will be, at root, its mission is to make clear the prices and risks of financial products and services. Here's where it will focus its early efforts:

How to Be a Savvy Tenant in a Landlord's Market

It's simple supply and demand: More people are looking to rent apartments than are buying homes and moving out of them. The result: Rising rents, fewer concessions, and more competition for good apartments. If you're in the rental market -- and more than a third of Americans are -- what can you do?

Checking your credit for free

Finance experts will tell you that it's important to keep a close eye on your credit record, for a number of reasons. First of all, a good credit...