CreditReport

No one likes to hear that their bank, credit card issuer, transaction processor, or any of the merchants they've used who issue plastic has been hit with a security breach. But it happens: These are the steps to take afterward.

The return of warmer weather is an cue for many of us to clear out the debris that has gathered over the winter. But it's not just the house and the yard that could benefit. Here's a step-by-step guide to spring cleaning your finances.

In these shaky economic times, your credit score carries more weight than ever, which means building a credit history is vital. Paying bills on time is one thing that buffs up your score, but until now, paying your rent meant nothing. Credit bureau Experian and RentReporters.com are changing that.

Credit card banks know plenty about you -- but what do you really know about them? CreditKarma.com wants to give you the inside scoop on which cards cater to whom, so you'll be able to find the best fit for you -- and avoid having your credit report dinged by turn-downs.

Have you ever been turned down for a loan? Had your credit line slashed or interest rate bumped up? Well, starting Thursday, banks and other lenders will be required tell you a bit more about why. The FTC and the Fed are implementing a new rule requiring lenders to show consumers the credit score data they used to make their decision.

On Thursday, the Consumer Financial Protection Bureau officially opens for business. Even as the political fight continues over just how potent the agency will be, at root, its mission is to make clear the prices and risks of financial products and services. Here's where it will focus its early effort.

It's simple supply and demand: More people are looking to rent apartments than are buying homes and moving out of them. The result: Rising rents, fewer concessions, and more competition for good apartments. If you're in the rental market -- and more than a third of Americans are -- what can you do?

Beginning in July, consumers burned by a merchant erroneously reporting something to a credit reporting agency can take their case directly to that company as well as to the credit bureaus. CreditCards.com has a story summarizing the news (we've also written in more detail about how to dispute an...

Have you ever gotten one of those letters from your employer, creditor, municipality or school that includes the words "your data has been compromised?" It's usually followed – I know from experience – by a sinking feeling in the pit of your stomach. New data from Javelin Strategies...

Almost everyone has seen one (or more!) of those ads for FreeCreditReport.com, in which a crew of lovable slackers miss out on chances to better themselves because of their lousy credit. Perhaps because they're distracted by the goofy jingle, what a lot of people don't realize at first is that the...