CreditProblems

There's a cruel irony to navigating your finances amid the ongoing credit crunch. On the one hand, maintaining a great credit rating is more important than ever – especially if you're looking for a job or need a loan of any kind. On the other hand, if you mess up royally in the credit...

I've hit a wall. A realization. The point in my life where I have realized how bad I was with money. It started with my tracking my spending for a week. It was ugly. Then came a big time in my life...refinance. We got one of those variable rate loans...you know the ones...where your interest rate...