CreditCardInterestRates

Credit Card Rates Rise Again

Borrowers continue to pay record low rates, with one major exception: credit cards. Banks have been raising rates on credit card users of all stripes over the past year, but those with no credit histories or poor credit scores saw the biggest increases.

How to Keep Banks From Ripping You Off

Banks lost billions in the financial crisis, and now face profit-squeezing regulations. And make no mistake: They're looking at your balance to fix their bottom lines. Here are four ways your bank takes your money, and what you can do to hold on to more of your hard-earned cash.

Enjoying Your Latte WIthout Worrying About Dying Penniless

If you read enough advice columns, one fact will come through loud and clear: Personal finance experts hate lattes. But you don't have to give up your favorite addictions to reach your financial goals. And if you turn cutting costs into a crusade, you risk cutting into your quality of life.

BofA to Stick Customers With 30% Late Fee

Bank of America credit card holders, beware. If you're late on a monthly payment, that little "oops" might become a big "ouch": Your future balances could be subject to a penalty rate of nearly 30%. But the penalty rate will not be applied to previous balances.