ChargeCards

How This Credit Card Can Stop Overspending

Americans are expected to accumulate $54 billion in credit card debt in 2011, according to a recent study. So imagine a card that you can program to control your spending -- one that actually shuts off if you blow past your monthly budget at your favorite shoe store, or sends you an alert when you eat out more than you planned.

AmEx 'Black': The World's Most Exclusive Charge Card

American Express's fabled "Black Card," -- the Centurion Card -- is reserved for the world's wealthiest and most elite. Just what does take to get this highest of high-end accounts, and what benefits does it offer the uber-rich? The lucky few don't talk much about it, but DailyFinance has some details.