CARD Act

4 Reasons Not to Wait to Use Your Gift Cards

A judge ruled last week that customers with unused Borders gift cards are not entitled to compensation. It's a good reminder that you should use or sell your cards right away.

How High Credit Card Rates Could Be Good News for You

Despite ultra-low mortgage and savings interest rates, the average credit card rate is still high, and has barely budged over the past year. That's not so lucky for you as a spender -- but it could guide you to a windfall as an investor.

Sick of Fees? Here Are Some Other Banking Options

When people talk about the American dream -- buying a home, going to college, starting a business -- banks are usually somewhere in the background. But what if, instead of making your dream come true, your bank relationship actually costs you money?

5 Financial Turkeys of 2011 (and a Side of Stuffing)

At Thanksgiving, we remember the year's blessings and declare hope for the future. But if you're having a hard time swallowing that this year, we offer this recipe for cooking up 2011's most egregious financial news stories. Bon appetite!

Less Need Now to Read Your Credit Card's Fine Print

It appears that complaints from consumers and regulators about the lack of credit card transparency at banks have not fallen on deaf ears. According to CardHub.com's 2011 Credit Card Application Study, the 10 biggest issuers of plastic have significantly improved transparency this year.

New bank laws mean new bank fees

Now that the CARD Act as well as legislation requiring banks to give customers a choice about overdraft fees is in place, banks have begun responding...

No Wonder So Many Americans Hate Credit Card Companies

Americans are generally a cheerful, friendly lot, but one thing that most us of now share is a loathing of credit card companies. DailyFinance contributor Alex Salkever's most recent absurd tale of plastic woe has convinced him that's unlikely to change anytime soon.