BalanceTransfer

Savers love cash-back cards, which return a fraction of what you spend in good old U.S. currency. Disciplined consumers can bank hundreds of dollars yearly: The key is knowing how to maximize your payback.

Millions of Americans use credit cards, but are we getting the best deals we could? For those who confined their search to the major banks, the answer is probably not. Today, we kick off an ongoing series in which we'll profile some of the best offerings in plastic.

Cheap credit is making a comeback, at least for some people: Credit card companies' fierce competition for new, low-risk customers has them ramping up their 0% interest rate offers again, and offering those teaser rates for longer. So if you have the FICO score to qualify, it's time to take advantage.

If your credit is great, or even just in fairly decent shape, you may regularly receive offers for credit card balance transfers in the mail. Whether or not you should accept a balance transfer deal depends on many factors, including the fine print of the balance transfer agreement and whether...

Let's flash back to the beginning of December. The Consumer Reports National Research Center polled more than 1,000 randomly-selected consumers to find out how much they planned to spend on gifts this holiday season. The answer: $699 on average, about $65 less than they planned to spend in the...

Nobody sets out to rack up credit card debt, but once you stop paying off your balance every month it becomes easier and easier to pay less and less. Before you know it, you're paying $20 bucks over the minimum, vowing (unsuccessfully) each month to stop charging anything else to the card. All too...

Ever since graduation we have had a credit card through Citibank which has unfortunately carried a balance. We've been good about paying more than the minimum and making our payments on time but this last month I missed the due date by roughly 2 hours since I was out of town. While you might view...

While opening today's mail, I came across a nice balance transfer offer from one of my credit cards... but with a sneaky catch. Now let me just say this: Using credit cards is optional. Anyone who doesn't like their rates or fees shouldn't use them. Credit cards have a cost, and it's often high....