401k

5 Reasons to Favor a Roth IRA

Investing at least part of your retirement savings in a Roth 401(k) will give you options in retirement. More firms are adding Roth options to 401(k) plans.

5 Types of Debt to Dump Before You Retire

Debt puts a full stop to many Americans' retirement plans. Five types of debt are especially insidious, financial planners say. Here's what they are and how to eradicate them.

Spoiled For Choice? Less Is Much More

We Americans love independence and freedom of choice, believing them essential to our well-being. Yet more choice is not, it turns out, leading to more happiness or success.

How to Confront Debt Before You Retire

It used to be that once Americans neared retirement, they had whittled down or eliminated any debt. But now too many of us are retiring with huge IOUs.