401k

Last week was America Saves Week, but the organizations hoping to spotlight the importance of saving money have their work cut out for them. Not only are we failing to sock enough away, our kids aren't getting the message to save either. Here are four tips for passing on smart savings habits.

It may seem hard to save money for retirement: Fully 76% of Americans have saved less than $100,000, and 56% have saved less than $25,000. But once you learn how Oseola McCarty managed to set aside so much with so little, you'll see how few excuses you have.

A few weeks ago, we asked DailyFinance readers for their best tips for putting your financial house in order. We've covered saving and spending wisely. Now, we move on to another key to long-term financial security: making your money work for you.

A few weeks ago, we asked DailyFinance readers for their best tips for putting your financial house in order. Many were quick to note that the foundation of financial security lies in being ready when disaster hits. Here are some of their best suggestions for planning for those rainy days.

There are many roads to financial security, but whatever path you follow, there are some mandatory steps everyone ought to take along the way. Alexa von Tobel, founder of LearnVest.com, cuts through the thicket of advice to give us her essential keys to sound money management.

On Tuesday, GOP presidential hopeful Mitt Romney released his tax returns, which showed he only paid about 14% of his $21.6 million income in taxes. You'll probably never have that kind of money, but you can use some of his methods to save on your own taxes.

It's not always easy and no one always succeeds, but making these three issues an integral part of your investment decisions will help you in the long term, writes MoneyShow.com personal finance expert Terry Savage.

Many companies have done away with pensions, replacing them with 401(k) plans and related options that put responsibility for retirement saving squarely on you. But those same corporations have also been pushing to keep you in the dark about the plans' costs.

Do you really want to work your whole life? An alarming number of workers think they'll have to -- and that number is rising. More than a quarter of workers age 50 and older expect to retire at 70 or later. Even worse, one in six Americans think they'll never be able to retire.

More ominous developments on the darkening retirement front: The total value of Americans' retirement assets stood at $17 trillion at the end of September -- a drop of 7.5% from the record high of $18.4 trillion recorded on June 30, 2011.