401k fees

What to Do When Your Boss Stiffs Your 401(k)

Wondering why you haven't seen the performance you've hoped for from your 401(k) lately? A big reason may be that your employer isn't putting what it used to into the account.

Her Financial Goal: Get a Handle on Retirement Planning

Everyone has things they want to improve about their financial lives -- and we in the AOL newsroom are no exceptions. So we asked money expert Jean Chatzky for advice on how to reach our goals. Today: A music editor who wants to understand more about her 401(k).

Year-End Review: Five 401(k) Must-Dos Before 2013

The end of the year is fast approaching, so you've only got a few days left to make changes to your 401(k) for 2012. These five tips will help you make the most of that limited time, and put you on track in your efforts to make your golden years as comfortable as possible.

401(k) Fees: You'll Pay Now or Pay Later, But You Will Pay

In some ways, a 401(k) is almost an ideal investment. The only problem is the costs. 401(k) plans are not cheap to manage, and that means fees your employer will probably pass on to you, cutting into your investment returns. But how your company passes those fees on can make a big difference.

10 Common Money Problems That Need Fixing Now

The election may have put economic issues like the fiscal cliff in the spotlight, but there are still plenty of consumer-level financial pain points that need fixing. Here are 10 of the most common consumer money problems.

Too Many 401(k) and IRA Investors Know Too Little About Their Fees

How seriously do Americans take our retirement plans? Not seriously enough to do our homework: A new study shows that two-thirds of Americans with defined-contribution plans or IRAs spend less than five minutes scrutinizing each disclosure statement. But wait: It gets worse.

There's a Surprise in Your Next 401(k) Statement

New rules require 401(k) plans to give you a lot more information, including badly needed disclosures about how much you're really paying to save for retirement. Here's what to look for in next month's statement.

401(k) Fees: What You're About to Learn Will Shock You

When investors open their 401(k)statements this fall, they'll finally be able to see in detail how previously hidden fees have been chipping away at their retirement savings. That's a good start: Here's how to let that news shock you into action.

Your Boss Doesn't Understand Your 401(k) Plan's Fees Either

401(k) plans are under fire for their high and often-hidden fees, which rob employees of their investment returns. But don't blame your employer -- when it comes to understanding the retirement plans they offer, the bosses are just as much in the dark as workers are.

What You Don't Know About 401(k) Fees Can Cost You

The fees hidden in 401(k)s aren't standard, which means you could be paying more than your friends, family or coworkers. But what%u2019s scary is that most Americans don%u2019t even know money is being sucked out of their 401(k) -- and that%u2019s just the way most plan providers want it.

The Secret Your Boss Is Keeping About Your 401(k)

Many companies have done away with pensions, replacing them with 401(k) plans and related options that put responsibility for retirement saving squarely on you. But those same corporations have also been pushing to keep you in the dark about the plans' costs.

Don't Lose Retirement Savings to 401(k) Fees

New disclosure rules don't go into effect until next January, but in the meantime you could be paying far too much in savings-sapping fees. The two challenges here are figuring just what your plan's fees are, and are they fair? Here's how to get that info.

Why New 401(k) Fee Disclosures Fall Short

The Labor Department's new regulations don't deal with the core problems of this broken system. Disclosing revenue-sharing payments for mutual funds in retirement plans isn't nearly enough. They should be prohibited altogether.