401K

Beware These 5 Debt Traps

Getting out of debt is one of the best ways to improve your retirement prospects. Here's how to climb out of these five tricky debt situations.

The Risks of Taking a 401(k) Loan

If you take money from your 401(k) account, you're exposing yourself to fees and penalties. But you're also missing out on market gains.

The Perils of Retirement at Age 65

Sixty-five is usually the age we associate with retirement, but it's declining in importance. Here's why 65 no longer resonates as a target retirement age.

5 Reasons to Favor a Roth IRA

Investing at least part of your retirement savings in a Roth 401(k) will give you options in retirement. More firms are adding Roth options to 401(k) plans.