101Mortgages

This isn't your father's banker. Your father's banker was probably human. Today, you can get online loans without ever stepping into a bank -- actually, without even leaving your home. But that facelessness can be either convenient or dangerous. You need to be cautious when shopping for online...

Interest rates are once again falling to irresistible levels, which means two words are on the mind of millions of Americans: loan refinancing. But how do you get the best loan refinancing deal while avoiding some of the loan refinancing traps that plagued so many of the ill-advised refinancers of...

Calculators may sound so junior high, but free mortgage calculators are actually highly sophisticated online tools that can help you save big money on your home loan. Some free mortgage calculators are simple -- you just input your mortgage amount, length of loan and interest rate to get a general...

You may think your mortgage lender holds your loan for the life of the loan. However, in today's market, mortgage servicing companies often buy the rights to service mortgages, which means a company other than your lender is basically collecting and recording your monthly loan payments. If you...