by U.S. News Jan 6th 2016 5:43PM
The easiest way to raise your score? Pay your bills on time, every time.
In a recently released study by CardHub, the average credit card debt per household is $7,200.
The peppermint mochas are nice, but this year, give your giftee a card with more diverse spending options.
Would you rather pay $330 for your monthly prescription, or $15? In some cities, the choice is entirely yours.
More than likely you'll return at least one gift this holiday season, which is why you should know which stores are better at providing flexible returns.