If you are denied credit based on something in your credit history file, you are eligible for a free credit report from the reporting bureau used. However, regardless of your credit activity, you can get one free credit report each year from EACH of the three credit reporting agencies (Experian, TransUnion and Equifax). You ca access your free credit report at www.annualcreditreport.com.
A. Certificate of deposit.
B. Checking account.
C. Money market account.
In general, most CDs limit your withdrawals to the end of the CD term; money market accounts allow only six withdrawals per month; and you can get money from a checking account as many times as you want. However, rules can vary from institution to institution. So know the terms on your account to avoid getting socked with a surprise fee.