Obamacare Explained as Simply They Can: Our 4 Favorite Overviews

Obama
AP/Charles Dharapak
It remains to be seen if Obamacare (or, if you prefer, the Patient Protection and Affordable Care Act) will actually make the average American healthier, but one thing is certain: It has already been a shot in the arm for the pundit class and the explaining-stuff-entertainingly industry. Across the Internet, a thick crop of Obamacare explainer sites have cropped up, promising to simplify the notoriously confusing policy change. Here are a few of the highlights:



Bruce Watson is DailyFinance's Savings Editor. You can reach him by e-mail at bruce.watson@teamaol.com, or follow him on Twitter at @bruce1971.

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133 Comments

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bevmorano

BCBS is terminating our policy Jan 1 2014 so we have to go to the Marketplace to find a new policy. So much for keeping what you have. Also went to fill prescription for pravastatin that was $13 in March and now $110 and this was at Costco. Very scary.

October 15 2013 at 12:27 AM Report abuse rate up rate down Reply
Hi Nancy Jean

I received a letter from BCBS and they are raising my monthly payment $200. They said that it was because of Obama Care. What is this? I thought if you had Insurance you wouldn't be affected.

October 07 2013 at 10:00 PM Report abuse rate up rate down Reply
Hi Gram, Ty&Dill

After a call to our state's (PA) obamacare info line, I found out some interesting things. I am 57, disabled, get medicare and I have a wraparound policy thru Geisinger. I pay $99 a mo. for medicare, $41 a mo. for the other policy. Hubby is 61- no ins. To cover him they base it on total household income, approx. $35,000 , his wages+ my SSDI. The subsidy is only based on coverage for him, does not include what I pay for my coverage. Why is my income used but the cost of my coverage not included in total ins, cost for figuring the subsidy? It ends up costing us way more than we can afford.

October 02 2013 at 6:51 PM Report abuse +2 rate up rate down Reply
hugh_geenormous

How about a free market aproach....make obamacare optional.

October 02 2013 at 6:06 PM Report abuse +1 rate up rate down Reply
hugh_geenormous

93% of EPA employees are non essential.

October 02 2013 at 5:59 PM Report abuse +1 rate up rate down Reply
mac2jr

New law, all person going to the ER have insurance or pay $100,000 at the gate, if not paid, then visit the pearly gate.

We shall see how fast the uninsured Republican sign up for ObamaCare.

October 02 2013 at 5:35 PM Report abuse -1 rate up rate down Reply
2 replies to mac2jr's comment
theycallmeroy3

And you think this is productive because....? If it wasn't for Reagan making the ER open to all, you'd be dodging bodies on the street.

October 02 2013 at 5:39 PM Report abuse +1 rate up rate down Reply
2 replies to theycallmeroy3's comment
hugh_geenormous

He doesn't think....he emotes.

October 02 2013 at 6:02 PM Report abuse rate up rate down
theycallmeroy3

We all have a tendency to do that when it comes to politics. Later.

October 02 2013 at 6:16 PM Report abuse +1 rate up rate down
betty_brock

That proves Obamacare is a disaster, mac/Evan

October 04 2013 at 3:14 PM Report abuse rate up rate down Reply
mac2jr

President Obama has been called a Liar by some Republican Congressmen, the lie supposedly in the statement that "if you have health insurance you can keep it".

The statement was NOT a LIE, but the truth in that the PP&ACA does NOT require you to go on the exchanges if you already have insurance you like. Also, the PP&ACA does NOT command or order any insurance company to raise its premiums, or drop clients, nor does it command or order and company to stop offering health care benefits.

These insurance companies and companies that are doing this are unfortunately not in violation of any laws, but are in violation of being decent, responsible, citizens of the U.S.A.


Their treatment of the employees and employee families that helped build their enterprises is Shameful and Cowardly and frankly each of these companies like UPS, Whirlpool, Home Depot, Walmart, etc., should be immediately boycotted and their employees should immediately start, join, or strengthen their UNION connections.

October 02 2013 at 5:21 PM Report abuse +1 rate up rate down Reply
1 reply to mac2jr's comment
theycallmeroy3

Ok, I'm not sure its wise to say insurance companies won't raise premiums. You should know enough about the ACA, to know how important it is for young people to sign up. Now, if that doesn't happen in the long run? Premiums will go up. However, there are good things in the ACA. But it needs a lot of work and a lot of compromise.

October 02 2013 at 5:34 PM Report abuse rate up rate down Reply
mac2jr

As for CNN, you got to love some of their female reporters, one took on two Congressmen this morning and told each (one D, one R) that they were acting like spoiled brat children.

October 02 2013 at 5:14 PM Report abuse rate up rate down Reply
1 reply to mac2jr's comment
hugh_geenormous

Now there's a slice of unbiased reporting right there.

October 02 2013 at 6:04 PM Report abuse rate up rate down Reply
mac2jr

Time to boycott UPS.. They are cutting insurance for 15,000 spouses of their non-union workers and telling him or her to go to the Exchanges. And people wonder why we have Labor Unions to speak for the employees.

October 02 2013 at 5:12 PM Report abuse rate up rate down Reply
2 replies to mac2jr's comment
theycallmeroy3

And you didn't see that coming? The exchange was designed for women in mind. And that's doesn't surprise me at all. Wait till state pensions dump their healthcare costs obligation into the ACA.

October 02 2013 at 5:19 PM Report abuse -1 rate up rate down Reply
hugh_geenormous

What good will your boycott do for the remaining employees?

October 02 2013 at 5:47 PM Report abuse rate up rate down Reply
pdbliz

CNN has no clue why ratings are so low,!!!!!!!! I grew up in the 50,s,,,60,s,,,,thinking NEWS Reporters TOLD THE NEWS AND ECT......Now,,,it is shamefull..............News stations had no oppinions,,,,,,,,they told both sides.......
NOW,,,THEY HATE REBUBLICANS ARE ANYONE WHO SPEAKS UP FOR THEMSELVES... It is sad..........they should be taken off the air.....I would rather watch ANIMAL Planet than main stream news.!!!!!!!!!

October 02 2013 at 4:47 PM Report abuse +2 rate up rate down Reply