Money Minute: A Third of Internet Traffic Fake? Microsoft's Upgrade Deal


The reach of the Internet is huge, but it may not be as big as previously thought.

The Interactive Advertising Bureau claims that more than one-third of all online traffic may be fake. The trade group says those fraudulent users are really computer bots, not real people. The idea is to fool advertisers, who often make payments based on the number of "clicks" their ads receive. Who's behind this trickery? Nobody's exactly sure, even though much of it can be traced to Eastern Europe.

Microsoft (MSFT) is making one more attempt to get users of its 13-year old Windows XP operating system to make the switch to a Windows 8 computer. The company will give a $100 rebate to people who upgrade to a Windows 8 PC. Microsoft will stop providing security updates April 8, leaving XP users' computers vulnerable to viruses and hackers.

As Microsoft phases out XP, Google (GOOG) is ramping up efforts to make its Google Glass eyewear more popular.
It's already achieved a geeky sort of cool status, but now Google Glass wants a more mainstream, fashionable cool. It's teaming up with Luxottica to design, make and sell frames for Google's Internet connected eyewear. It will make Google Glass frames under the Ray-Ban and Oakley labels, and sell them at Luxottica retail chains, LensCrafters and Sunglass Hut.

Here on Wall Street Monday, the Dow Jones industrial average (^DJI) fell 26 points, the Standard & Poor's 500 index (^GPSC) lost 9 and the Nasdaq composite (^IXIC) slid 50 points.

Finally, payday loans are turning into a revolving door financial jail for many hard-pressed borrowers. The Consumer Financial Protection Bureau finds many people who take out these short-term loans need another and another to pay off the original debt. And the fees can be astronomical, with an effective annual percentage rate of nearly 400 percent. Do that seven times in a row and the fees will exceed the original loan amount.

-Produced by Drew Trachtenberg.

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What's her face ditched Adam so Eve took over. Now Technology is born in an ill attempt to discredit GOD. In the end GOD will win.

March 25 2014 at 12:11 PM Report abuse rate up rate down Reply

Back in the 1980's I had to carry the early PC's up flights of stairs in a factory to the offices.
As far back as the early 1980's I could predict the outsourcing of American jobs and the displacement of millions of workers. I have to wonder if XP was the abreviation for Ex-people?

March 25 2014 at 11:59 AM Report abuse +1 rate up rate down Reply
1 reply to Iselin007's comment

You mean you stopped to think that carrying a box up a flight of stairs was not exactly the sort of skill that was unique to you, or otherwise in short supply? And therefore whomever was paying you to perform such a service might recognize an opportunity to save some coin by hiring a baboon to do your job, thereby freeing up scarce economic resources to be redirected toward a more productive endeavor?

March 25 2014 at 12:10 PM Report abuse -1 rate up rate down Reply
3 replies to tru_liberal's comment

Technology is all being built on lies and deception and inflated numbers, smart phones are a way to track your movements , interest , thoughts and purchases and used in conjunction with Facebook, your photos, movements and intimate details of your life without your knowledge. Smart phones and portable devices are also a weapon for the spreading of propaganda to sway elections and peoples thoughts. Is it any wonder why they're trying to remove children's books in school and replace them with devices, when books never break, don't have batteries and are seldom stolen, all while creating enough intelligence to take us to the moon and back and then some....

March 25 2014 at 11:53 AM Report abuse rate up rate down Reply
1 reply to usapaydirt's comment

Nobody has to become a Facebook customer. And for those who choose to become a customer, Facebook provides a Terms of Service which outlines what they can do with information that is PUBLISHED on THEIR site.

The reason well over a billion people around the globe have chosen to become Facebook customers despite Facebook's use of this data to monetize their otherwise FREE service is because the customers PREFER paying with data than with cash.

These social networks have also been an immensely useful tool against despots around the globe. Calls for protests via social media by freedom activists in China, Turkey, the Middle East and nearly everywhere else tyrants restrict citizens freedom have changed the playing field in ways unimaginable even a decade ago.

March 25 2014 at 12:23 PM Report abuse rate up rate down Reply
1 reply to tru_liberal's comment

Well, spoken like a true liberal:-)

March 25 2014 at 3:09 PM Report abuse rate up rate down

The advances in processor chips and other technology was so frequent what ever you bought was obsolete with in months. After the constant closings, restructurings, and relocations of manufacturing and other job sites of many babyboomers the generations have been plagued with lower wages, displacement by visas workers, and constant unemployment at the benefit of others!

March 25 2014 at 11:38 AM Report abuse +1 rate up rate down Reply
1 reply to Iselin007's comment

One wold think that if technology that is replacing workers was truly obsolete within months, this would be a disincentive to replace people with machines. After all, what employer wants to buy a new computer every 6 months.

The reality is that most companies don't depreciate these items over a matter of months, but rather over 3-5 years. Yes, by the end of their life those 4 yr old computers are no longer state of the art, but they often still accomplish the goal for which they were purchased. And when it is time to replace them, the new machine costs less and does more!

March 25 2014 at 12:16 PM Report abuse rate up rate down Reply

They want to eliminate XP in order to make older software unuseable and make millions of companies or people shell out more money aside from other reasons.

After soaking the older consumers for XP related software and hardware purchases, now they want to finish off the babyboomers by forcing them into purchases most can not afford!

March 25 2014 at 11:27 AM Report abuse +2 rate up rate down Reply
Roger Felix

The little ending about payday loans is not news, as it's about 20 years old in terms of how long it's been going on -- maybe even more. The poor have been victimized by this version of predatory lending since it began. Maybe it's worse now because of the bigger gap between rich and poor in the US, or the fact that the economy (the real one that affects most Americans, e.g. in terms of income that can sustain a family) has been stalled for longer than most of us now alive can recall -- close to seven years now. But payday lending and its predatory nature is certainly not a new phenomenon...

March 25 2014 at 11:19 AM Report abuse +3 rate up rate down Reply
1 reply to Roger Felix's comment

Payday loans are nothing more than legalized loan sharking.

March 25 2014 at 12:58 PM Report abuse +2 rate up rate down Reply