Whether to use a pre-tax savings plan, such as a 401(k) or a traditional IRA, or a Roth option isn't easy to answer. Here's what you should consider.
Millennials buy what they know -- sometimes to a fault -- and boomer portfolios may be too conservative.
A Roth IRA is the ultimate retirement vehicle, as it allows you to contribute post-tax dollars to a retirement account.
For most investors, the question that matters is which retirement savings strategy is more beneficial: Roth IRA or traditional IRA.
If you're considering grabbing a tax break by contributing to a traditional IRA before April 15, make sure that a Roth IRA wouldn't be better for you.
A spousal IRA allows a working spouse to contribute to a nonworking spouse's retirement savings.
Paying more in taxes now might seem strange, but this smart retirement strategy can save you a ton in the future.
Don't view a a 401(k) and a Roth IRA,as an either/or proposition. Using both can strengthen your financial future and get nice tax advantages now and later.
The IRS has increased the amount that 401(k) participants can stash away. Your task: Plotting a strategy that lets you take advantage of that and save more.
Fully 46 percent of boomers don't know their 401(k)s and IRAs charge fees. And over a lifetime, paying higher fees than you need to can cost you a fortune.
To cut your taxes, you can combine a partial conversion of a traditional IRA into a Roth with a fixed indexed annuity that offers an initial premium bonus.
If you can't save for both your children's college education and your own retirement, here is why saving for retirement should be the first priority for most parents.
About half of U.S. workers have no access to employer-sponsored retirement plans. The myRA is meant to help bridge that gap and give those workers an easy way to start saving.