People born in 1955 or later should prepare for lower Social Security benefits if they retire early or go for delayed retirement credits.
Index-based investing has gone mainstream, but most investors are still not benefiting from it. Here's how you can -- and why you should.
Here's how to think about investing when you don't know what the future will bring. The big issue, of course, is retirement.
To cut your taxes, you can combine a partial conversion of a traditional IRA into a Roth with a fixed indexed annuity that offers an initial premium bonus.
Fidelity just settled allegations from its workers about its 401(k) plan. Their issues should inspire you to check up on your employer's plan.
A recent survey found that many Americans would give up salary for matching contributions to a 401(k). Here's why that doesn't make sense.
You started off great: You're automatically putting money into your 401(k) every paycheck, and you're getting the company match. But don't stop there.
Parents need to put saving for their retirement above saving for their children's college education. Here's why we follow that philosophy.
With whole life insurance or a fixed indexed annuity, you can leave behind more money than you thought possible for your loved ones or special causes.
You need to know Social Security's worst-case scenarios, get smarter about investing for retirement and keep your job skills competitive.
What age should you claim Social Security benefits? Choosing the age you draw benefits is one of the most important financial decisions you'll ever make.
Planning for early retirement is more than just saving money. It's also about assessing your emotions, your social life and how you feel about work itself.
To feel more optimistic about Social Security's funding, consider simple fixes, interest income, conservative wage projections and a realistic prognosis.
Once the Trust Funds empty in 2033, Social Security will only be able to pay 77 percent of scheduled benefits, the annual Social Security report concludes.
The Social Security formula doesn't treat every dollar of income in your work history the same. So working an extra year may not pad your benefit as much.
After spending nearly $300 million on a new computer system, the government still can't get it to work. And officials can't say when it will.
Thousands of aging Americans are taking part in home-sharing programs that allow seniors to stay in their homes and save money while getting companionship.
Millennials who feel they can't afford financial advice should consider planners who get monthly retainers to help with many issues, not just retirement.
When we calculated how much we'll need to save for retirement, we came away with a number above $1 million. But seriously, why so much?
When it comes to deciding which mutual funds to select, many investors feel overwhelmed. But making informed decisions is simpler than you think.
In exchange for an upfront payment, the insurer will pay you monthly income years later. Deferred-income annuities are now marketed to younger people.
Insurance companies do not offer retirement portfolio insurance, but there are ways that you can hedge against calamity with your retirement accounts.