Crowdfunding has morphed into a much more transactional mashup of commerce, finance, and investing. Is it charity? Retail? Investment?
New companies are changing how you're evaluated for a personal loan. One considers your college major. Another wants friends and family to vouch for you.
When you need to borrow, avoid loans with exorbitant interest rates or enticements to make you spend and borrow even more.
America can't have an industry whose sole purpose is to trap people in debt, rather than to make a decent return and provide a service.
The Consumer Financial Protection Bureau outlines its plans for cracking down on the payday lending industry and ensuring that borrowers can repay loans.
Cash-strapped Americans anxious for tax refunds are increasingly turning to payment advances, prepaid cards or other costly services when getting tax help.
A $4 billion deal means that Americans are borrowing again -- and consumers and small business have more alternatives for getting loans.
Federal regulators are putting together the first-ever rules on payday loans aimed at helping cash-strapped borrowers avoid falling into a cycle of debt.
LendingClub has lots of copycats, offering low interest rates for personal, student and small-businesses loans.
LendingClub has announced its IPO. Let's look at how it and its competitors work and how it looks as a way to get cash and a place to invest in.
We could learn -- and save a lot -- from a U.K. initiative to force payday lenders to be more open about their interest rates and fees.
Hourly employees who use an electronic time card system and direct deposit can use Activiehours to get a cash advance, with a voluntary tip.
Payday lenders capitalize on needy members of the military. Here's how those in the service and civilians can learn how to avoid their plight.
Despite years of regulatory efforts since the housing market crashed, there's still a ticking time bomb in the home-loan market. Can the banks defuse it?
Payday, pawn shop and car title loans loans look like convenient ways for people with subprime credit to borrow money. They're not.
'Big Bang Theory's' Sheldon, Howard, Leonard, Raj, Amy, Bernadette and Penny are especially funny in teaching what not to do about money.
If a Postal Service plan to provide bill paying, check cashing and lending services becomes reality, it could save America's unbanked a fortune, and save the Post Office, too.