For most seniors and especially retirees, insurance payments can seem like an unnecessary expense. But not in these five common scenarios.
When naming beneficiaries for your life insurance policy, you're likely to pick your spouse and children. But naming a trust instead can have benefits.
Buying a new home is a huge investment, and the decisions you make after the close can help make make sure you protect that investment.
You could be overpaying or underprotected if you're not regularly reviewing your health insurance, life insurance, auto insurance and homeowners insurance.
A U.S. insurer is offering rewards to healthy customers who allow the company to track their habits. Is that smart?
Many people assume they can be haunted by their loved ones' debts. Life insurance is necessary in some cases, but don't pay for what's not.
Life insurance is a financial asset that you can tap for quick money. But before you cash in, you need to consider the consequences.
To get the right amount of life insurance at a decent price, you need to know how your interests and your agent's aren't aligned. Here are nine key issues.
Young people just starting their families need to be think of the future and develop a comprehensive estate plan.
If you'd like to get life insurance for less -- and who wouldn't? -- use these tips to improve the results of your health exam.
Results of a recent survey show that millennials are less likely to purchase key products that can help them avert financial disaster. Here's why.
With whole life insurance or a fixed indexed annuity, you can leave behind more money than you thought possible for your loved ones or special causes.
A properly designed whole life insurance policy offers tax-deferred benefits that no other financial product can match.
I'd love to offer my clients a safe investment that pays a good return - and that's what whole life insurance claims to be. But the numbers just don't jibe.
Too many people do not have adequate life insurance coverage. And the ones who do are not getting the best coverage at the best premiums, either.
Indexed universal life insurance, its sellers say, lets you profit from market gains, but dodge the pain of declines. Sound too good to be true? It should.
In a divorce, you may lose income, moral support and a safety net. These often-forgotten but critical steps will get your financial life back together.
Life insurance can be an important thing to have, especially if you have people counting on your paycheck. But some policies aren't worth the money.
Many boomers are ready to retire chronologically -- but not financially. And it's not just a question of having enough assets.
Life-insurance coverage is important, but finding the right policy can be complicated. Here's what you need to know, in four simple steps.
Conventional wisdom holds that whole life insurance is a poor investment for most people. But a properly designed policy can be a smart, flexible way to build wealth.
For most Americans, a term-life insurance policy is all they need. But many brokers push whole-life policies to cash in on the juicy commissions. What policy is right for you?
If other people are relying on your income, you probably need life insurance, but 30% of U.S. households have none at all, and 50% think they need more than they have.