You could face a 50 percent penalty if you don't comply with this often-overlooked rule involving required minimum distributions from 401(k)s and IRAs.
A spousal IRA allows a working spouse to contribute to a nonworking spouse's retirement savings.
Yes, you're young, but millennials and members of Generation Y should already be planning their retirement. Here's how.
Starting in 2017, Illinois residents without a work retirement plan will be automatically enrolled in IRAs and have 3 percent of their pay deducted.
Most investors think they have a self-directed IRA when in fact they have one that limits their investment choices. Do you know which one you have?
Solo 401(k)s, SEP IRAs, SIMPLE IRAs and Keogh plans all have up-front tax breaks and tax-deferred savings. Which is best for your retirement?
As usual with surveys on Americans and their savings, there's a disconnect in what savers say they need to accomplish and what they actually accomplish.
Too many people have skewed allocations in their retirement accounts, which could cause big problems, a new study concludes. Here's how to invest.
You'll never find a better way than the Retirement Savings Contributions Credit to boost your retirement savings -- if you're eligible.
The IRS has increased the amount that 401(k) participants can stash away. Your task: Plotting a strategy that lets you take advantage of that and save more.
Fully 46 percent of boomers don't know their 401(k)s and IRAs charge fees. And over a lifetime, paying higher fees than you need to can cost you a fortune.
Many people automatically move their retirement savings when they change jobs, but sometimes, it's smarter to leave your money where it is.
To cut your taxes, you can combine a partial conversion of a traditional IRA into a Roth with a fixed indexed annuity that offers an initial premium bonus.
America's highest court has unanimously decided that creditors can go after IRAs that are inherited.
Most so-called "self-directed IRAs" aren't -- they're just multiple choice. Real self-directed IRAs can tap nontraditional investments, with huge potential.