Insurance - Life Insurance

More than half of all American households don't have life insurance, potentially jeopardizing millions of families' financial security in the event of a loved one's death. According to a survey from LIMRA, a financial services industry group, the percentage of U.S. households with life insurance...

Hard times make for hard choices -- especially when it comes to prioritizing which bills get paid, when what you have is not enough to cover all your expenses. But there are some bills it behooves you to keep high on the priority list. A Tennessee homeowner found out the hard way this month when...

When consumers buy insurance, they are guided by a "well, you never know philosophy." That, according to experts, is a huge mistake. Saving money can be as easy as making a phone call. "The number one way people waste money is simply not asking for all the credits that they could," says Bill...

Consumers more often research an insurance company online and make a purchase at the website rather than make a call to talk with someone at the company. Not surprising, since insurance salespeople have such a bad reputation for withholding full information or selling the product that will give...

Deborah Firman filed suit against Becon Construction and Life Insurance Company, a Cigna company, for more than $200,000 it's refusing to pay for the death of Gilberto Espinoza, who died on Sept. 20, 2008, in a single-vehicle drunken driving accident in Trimble County, Ky. Cigna refused to pay the...

Kiplinger.com, the website of Kiplinger's Personal Finance, recently published a round-up of ways you can lower your insurance costs. While some are spot-on, others could actually cost you more under certain circumstances. Here's a look at their advice. We've spotlighted five solid tips as well as...

Investors large and small are looking for a new way to return to the juicy profit level of sub-prime's heyday, and one product beginning to gain popularity is life settlement funds, AKA Grim Reaper funds. In a life settlement, investors pay the elderly cash today in return for the money from...